Mortgage Tips

Want to save big on your mortgage?Make it automatic! Set up automatic payments and watch your savings grow over time. Here’s how:Automatic Biweekly PaymentsSplit your monthly payment in half and pay every two weeks. This should result in an extra payment each year and can shave years off your mortgage term!Round Up Your PaymentsRound up your payments to the nearest hundred or thousand. For example, if your payment is $985, round it up to $1,000. Over time, this small change can make a big difference in your total interest paid.RefinanceRefinancing your mortgage can lower your interest rate, reduce your monthly payment, and could save you thousands in interest over the life of the loan.By making your mortgage savings automatic, you’ll be on your way to financial freedom in no time!

Best Property Type For Your Family

  Wondering your property type persona?Wonder no more!⁣ ⁣SINGLE FAMILY: You’d like a yard, want plenty of square footage, don’t care to share walls or walks, and would love to see some serious appreciation.⁣FARM or RANCH: “Give me a home where the buffalo roam,” you say. The further from Target and Starbucks the better. You’re looking for acreage, a rocking chair front porch, a barn out back, and plenty of space to park your truck (and maybe a tractor).⁣CONDO or TOWNHOME: You’re ready to buy, but not ready for the upkeep or size of a single-family home. Plus, you’d love to live in a city center steps away from the lively urban activity, and you're a-okay with a hefty HOA so long as it covers landscaping and major repairs.⁣WATERFRONT: Nothing less than the waterfront will do. Whether it's a lake, river, pond, or inlet, you just want the lap of water ringing in the background morning, noon, and night. No water in sight? It’s a definite no-go.⁣ ⁣ Got more questions about which property (or neighborhood) fits your style?  I'd love to help!

How Much Is Your Home Worth?

  As a seller, one of the first questions you may have is, "How much is my home worth?" Determining the value of your home can be a daunting task, but it's an important one. The value of your home can impact your decision to sell, the price you set, and the amount of profit you make at closing. In this blog, we'll discuss factors that can impact the value of your home, including the neighborhood and local housing market. Neighborhood The neighborhood you live in can play a big role in the value of your home. Factors like schools, crime rates, and nearby amenities can all impact home values. If you live in a highly desirable neighborhood with great schools, a low crime rate, and plenty of restaurants and shops nearby, your home may be worth more than a similar home in a less desirable neighborhood. Market Update The current state of the housing market can also impact the value of your home. If there are more buyers than sellers in your area, your home may be worth more. On the other hand, if there are more homes for sale than there are buyers, your home may be worth less. It's important to stay up-to-date on local market trends to get an accurate idea of your home's value. CMA One of the best ways to determine the value of your home is with a Comparative Market Analysis (CMA). A CMA is an evaluation of similar homes in your area that have recently sold, as well as similar homes that are currently on the market. By comparing your home to these other homes, a real estate agent can determine a fair market value for your home. In conclusion, there are many factors that can impact the value of your home, including the neighborhood and local housing market. If you're considering selling your home, it's important to do your research and consult with a professional real estate agent. With their help, you can determine a fair market value for your home and make an informed decision about selling.